Business insurance can vary depending on the type of business and who it serves. GEICO offers business insurance coverage for almost any business, including liability coverage, commercial vehicle insurance, and even cyber liability insurance. Browse our selection below to get more information about the business insurance that’s right for you!
Business Owners Policy (BOP)
Two coverages you need, combined in a single policy. See why businesses trust GEICO to help them with their business insurance needs with coverage for:
- Bodily injury or property damage
- Defense costs for covered liability losses
- Business furniture and equipment
General Liability Insurance/CGL
CGL can help cover your business while performing normal operations. Coverages include:
- Physical injury liability
- Property damage liability
- Lawsuits costs for covered losses
Professional Liability Insurance
From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:
- Mistakes or advice your company makes in business
- Legal defense costs
- Services completed
Workers’ Compensation
This coverage is mandatory if your business has employees. Workers’ comp covers a business’ employees if they’re injured at work. In general, policies cover:
- Lost wages
- Medical expenses
- Rehabilitation expenses
Medical Malpractice Insurance
Quick, easy, comprehensive coverage for groups and individuals working as Nurse Practitioners, Physician Assistants, Nurse Anesthetists (CRNAs), Registered Nurses, Optometrists, Physical Therapists, Yoga Instructors, Personal Trainers, Nursing Students, and other medical professionals. What’s included:
- Protection against claims of negligence
- Defense counsel costs
- Professional reputation coverage
Commercial Auto Insurance
If the driver of a vehicle uses it for their job, work, or business, you need a commercial policy. You may need commercial coverage if:
- The vehicle is used to transport goods or people
- The vehicle is used to perform a service
- Employees drive the vehicle
Cyber Liability Insurance
Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information on it is stolen. To quote, call (800) 448-8244
Business Insurance FAQs
- Why do I need business insurance?
- What does business insurance cover?
- What kind of business insurance do I need?
- What is business insurance?
- How much is business insurance?
