Medical malpractice insurance is a type of professional liability insurance that covers healthcare professionals against claims of injury and medical negligence. Medical malpractice insurance policies are often carried by physicians, nurses, physical therapists, and other medical professionals as a way to be protected from certain liability claims and damages. Sometimes referred to as Med Mal or medical liability insurance, medical malpractice coverage can also protect a lawyer if a case goes to court.
We partner with Berxi, part of Berkshire Hathaway Specialty Insurance, to provide affordable medical malpractice coverage. Our same-day coverage, 24/7 online access, and specialized team make it easy for healthcare professionals to get the protection they need. Get your fast and free medical malpractice insurance quote today.
Who needs medical malpractice insurance coverage?
Medical malpractice insurance is essential for healthcare and fitness professionals. Berxi offers malpractice insurance policies to the following:
- Nurse Practitioners
- Physical Therapists
- Licensed Practical Nurses
- Yoga Instructors
- Personal Trainers
- Physician Assistants
- Nurse Anesthetists (CRNAs)
- Registered Nurses
- Optometrists
- Nursing students and more
You’ve worked hard to build your reputation. Make sure you have the coverage you need to protect it. Berxi’s trained team of specialists will be here when you need them.
How much does medical malpractice insurance cost?
The cost of medical malpractice insurance depends on things like:
- Professional specialty
- Years of experience
- How often you work
- Any previous claims filed against you
What does medical malpractice insurance cover?
Medical malpractice coverage is for legal claims due to allegations of negligence and malpractice. Berxi offers medical malpractice insurance options that include flexible limits of liability coverage and convenient payment plans. The most common medical malpractice coverages provided by Berxi are:
Healthcare Industry Coverage
- Medical Malpractice Coverage
- Defense Counsel
- Worldwide Coverage
- Good Samaritan Coverage
- Sexual Misconduct/Abuse
Automatic Coverage Extensions
- Information privacy coverage
- License protection
- Defendant expense benefit
- Deposition representation
- Reputation coverage
What are medical malpractice insurance coverage “limits” and how do they work?
Medical malpractice insurance coverage limits are similar to what you may see on your car insurance policy. Med mal limits break down into 2 parts shown below:
Example: $1 Million/$3 Million
- The first number ($1 million) is the amount of money your policy will pay for each claim.
- The second number ($3 million) is the total amount your policy will cover you for each policy year.
Medical Malpractice Insurance: Get the answers you’re looking for.
- How can I learn more about medical malpractice insurance?
- Where can I manage my medical malpractice policy?
- Do you offer other business insurance coverage?
