Wellness and fitness insurance is a type of professional liability insurance that helps protect professionals like personal trainers and yoga instructors against claims of injury and negligence.
Liability insurance provides financial support for hiring lawyers and paying settlements, so you don’t have to dig into your savings. It also provides peace of mind that you’ll have support if a claim is filed against you or your business.
We know your job is taking care of your clients. Our job is to provide the insurance you need. The GEICO Insurance Agency has teamed up with Berxi to make insurance easy for you. Together, we’re ready to help you with affordable, same-day coverage, 24/7 access to your online account, and a team specialized in wellness and fitness insurance. Get your fast and free quote today.
Who needs wellness and fitness insurance coverage?
A professional liability insurance policy is often carried by fitness professionals to provide protection from certain liability claims and damages.
But why would you sue a fitness instructor? Say you’re leading a class, and a client who’s attending sprains for their ankle and is out of work for a few weeks to recover. Or you’re spotting a client when a piece of equipment lands on their foot, and they have medical expenses as a result. In both cases, your clients might want to be reimbursed — so they file a claim against you and your business. Even if it’s not anyone’s fault, it’s incredibly helpful to have liability insurance to lean on if you need to hire attorneys or pay settlements.
How much does wellness and fitness insurance cost?
Wellness and fitness insurance policies can cost as little as $169 a year. The price of each policy depends on things like:
- Your line of work
- Your years of experience
- How much you work
- Any previous claims filed against you
What does wellness and fitness insurance cover?
Berxi offers wellness and fitness insurance options that include flexible limits of liability coverage and convenient payment plans. The most common wellness and fitness coverages provided by Berxi are:
- Professional Liability Insurance
- Defense Counsel
- Consent to Settle
- Good Samaritan Coverage
- HIPAA Violation Defense
- Licensing Board Protection Defense
- Wage Loss/Deposition Expenses
- Reputation Coverage
- Worldwide Coverage
- Business/General Liability Coverage
- Medicare/Medicaid Reimbursement Endorsement
Wellness and Fitness Policies
- Occurrence and claims-made policy options
- Legal defense outside the limits of liability
- We won’t settle a claim without your consent.
- $0 deductibles
- Flexible insurance limits based on your needs
- Convenient payment plans for select policies
- Customizable tail coverage options for customers with claims-made policies
Wellness and Fitness Insurance: Get the answers you’re looking for.
- What are wellness & fitness insurance “limits”, and how do they work?
- I already have personal trainer liability insurance through my employer. Why would I need more?
- Where can I manage my wellness and fitness policy?
- Who is Berxi, and why should I buy insurance from Berxi?
